Unemployment Benefits Calculator
Estimate your weekly unemployment insurance (UI) benefit amount by state. Enter your wages, pick your state, and see your weekly benefit, maximum weeks and total potential benefits. Free, instant, no data stored.
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Benefit Estimate
How unemployment benefits are calculated
Each state administers its own UI program. The weekly benefit amount (WBA) is calculated from your base-period wages — typically the first four of the last five completed calendar quarters before you filed — using a formula that varies by state. Most states divide your highest-quarter wages by a divisor (usually 21–26), then cap the result at a state maximum.
| State | Max Weekly Benefit | Max Weeks | Dependent Allowance |
|---|---|---|---|
| California | $450 | 26 | — |
| Florida | $275 | 12 | — |
| Georgia | $365 | 14 | — |
| Illinois | $693 | 26 | — |
| Michigan | $614 | 20 | $6/dependent |
| North Carolina | $350 | 12 | — |
| New York | $504 | 26 | — |
| Ohio | $783 | 26 | $1/dependent |
| Pennsylvania | $854 | 26 | $8/dependent |
| Texas | $563 | 26 | — |
Source: state DOL handbooks, reviewed 2026-10-20. Verify current figures at your state's UI agency before filing.
Frequently asked questions
What is the base period?
The base period is the 12-month window of past earnings SSA uses to determine your eligibility and benefit amount. Most states use the first four of the last five completed calendar quarters — so if you file in October 2025, the base period is typically January 2024 through December 2024. Some states offer an "alternate base period" (the most recent four quarters) if you don't qualify under the standard base period.
Can I work part-time and still collect UI?
Yes, in most states. You must report all earnings each week you certify. States typically disregard the first 25–50% of your weekly benefit amount, then reduce your benefit dollar-for-dollar for earnings above that threshold. You receive no benefit in a week where your part-time earnings exceed your WBA. Always report accurately — UI fraud is a criminal offense with significant penalties.
How long do benefits last?
Standard UI benefits last 12–26 weeks depending on your state. Florida has the shortest duration (12 weeks); most large states offer 26 weeks. During recessions, extended benefits programs (EB) can add up to 20 additional weeks when your state's unemployment rate triggers federal extension rules. The calculator shows standard weeks only.
Are unemployment benefits taxable?
Yes. UI benefits are taxable federal income. Many states also tax UI at the state level. You can elect to have federal income tax withheld at a flat 10% when you file for benefits, or you can pay estimated taxes quarterly. Failing to account for the tax can result in an unexpected bill at tax time.
What if my state isn't listed?
This calculator covers the 10 most populous states. For other states, visit your state's UI agency website — most offer their own benefit estimator. The U.S. Department of Labor publishes a directory at CareerOneStop.